On behalf of Mark T. Young & Associates | Jun 30, 2020 | Car Repossession
If you have a financed vehicle, there is likely a link between your job and your car. You probably needed to prove your income in order to secure the necessary financing for the vehicle in the first place, and you likely need to keep the vehicle in order to commute to...
On behalf of Mark T. Young & Associates | Jun 18, 2020 | Bankruptcy
When people talk about predatory lending, they often focus on credit card companies, many of which can charge interest rate percentages that range from the high teens to the low 30s. Paying 30% interest may seem unfair and unreasonable, which may make people look for...
On behalf of Mark T. Young & Associates | Jun 11, 2020 | Bankruptcy
Bankruptcy is a powerful tool that can help people manage their debt or eliminate a vast amount of it. While the benefits of bankruptcy can free a trustee from massive amounts of financial debt, it takes time to experience the benefits of bankruptcy. Bankruptcy is a...
On behalf of Mark T. Young & Associates | Jun 8, 2020 | Bankruptcy
When you bring up the issue of student loan debt, which has reached historic proportions in the United States, you will find those who think it is just a problem for the students. They may suggest that they never should have signed on for those loans when they were 18...
On behalf of Mark T. Young & Associates | Jun 8, 2020 | Bankruptcy
When you file for bankruptcy, you’re acknowledging that you aren’t able to pay your debts. This triggers a legal process in which your case is handled by the court. If you’re filing a Chapter 7 bankruptcy, your nonexempt assets are liquidated to pay off the creditors....
On behalf of Mark T. Young & Associates | Jun 7, 2020 | Bankruptcy
The one form of debt that many Hixson, Tennessee, residents worry about the most is medical bills. After all, if you cannot pay the medical debt you already owe, it may cause you to avoid seeking treatment for new and existing conditions. However, ignoring the debt...
On behalf of Mark T. Young & Associates | Jun 5, 2020 | Bankruptcy, Medical Debt
For many Americans, every trip to the doctor is a nerve-wracking experience. Will the doctor diagnose them with something serious? Can they afford treatment? If they go into debt to pay their bills, how long will they struggle to fulfill their payments? If you...
On behalf of Mark T. Young & Associates | Jun 4, 2020 | Bankruptcy
Those in Tennessee who are struggling with overwhelming debt rely on their paychecks to help make ends meet. When a creditor attempts to garnish your wages, you can expect to struggle even more, not just to pay off your debts, but to meet the basic needs of your...
On behalf of Mark T. Young & Associates | Jun 3, 2020 | Bankruptcy
One of the unexpected yet pleasant byproducts of filing for bankruptcy is that it puts an immediate stop to harassment by your creditors. In legal terms, this is known as the automatic stay and is designed to protect you from harsh collection attempts on the part of...
