Bankruptcy

You're struggling to pay back your bills, and much of it has to do with a few thousand dollars in credit card debt. Maybe you had an emergency situation and you had no choice but to put the charges on the card. Maybe your spouse simply went on a spending spree and you...

When you borrow money from a business, you will sign a promissory note or similar legal documents that obligate you to repay the amount owed. Whether you need money to cover medical care or to finance the purchase of a vehicle, you will have to repay the full amount...

If you are worried about how you will ever pay back your student loans, it is crucial to remember there are many others out there in the same position. The price of property and essentials continues to rise, but the salaries you hoped your education would secure have...

Living paycheck-to-paycheck means constantly monitoring how you spend your money. Sometimes, unexpected bills arrive suddenly, such as when your spouse has a tooth infection. Other times, a short month like February ends with bills coming due before you have the money...

You were ill and needed to go to the hospital for emergency care. You stayed there for weeks, and only just now are you well enough to start getting back to your normal life. You knew that your bills would be high, but you never expected them to be as devastating as...

If you’re struggling with debt and know that a creditor is taking you to court, it’s important to note that wage garnishment could be their next step. With wage garnishment, the creditor goes to court and asks the judge to approve garnishment from your normal salary...

Many people who struggle with bankruptcy know that they have too much credit card debt. If they ask for advice from friends and family, people will tell them not to use credit cards anymore and only to spend the cash that they earn. There are a lot of reasons why this...

There are numerous legal avenues for debt collection. Typically, businesses and individuals start by sending past-due notices or making collection phone calls. Eventually, if repayment is still not forthcoming, the party trying to collect on the debt may take more...

Debt relief and debt solution programs come in all shapes and sizes. You might hear advertisements on the radio about a credit card debt settlement company or receive tempting balance transfer offers from your credit card company asking you to transfer what you owe to...