Guiding You Toward A Brighter Financial Future

Bankruptcy

These popular loans trap people in debt

Times are tough right now, and a lot of people have exhausted their cash reserves just trying to cope with inflation. When a financial emergency happens, that can leave them without the immediate resources they need to handle the situation. That’s why many people turn...

Bankruptcy and wage garnishments

Bankruptcy and wage garnishment are two areas of financial distress that often intersect. Wage garnishment is a court-ordered process where a portion of an individual's earnings is withheld by an employer for the payment of a debt.  Bankruptcy provides an avenue for...

The pitfalls of buy-now, pay-later plans

These days, money is tight for a lot of folks – and a lot of businesses know that people simply don’t have the cash reserves or available credit for a major purchase. Hence the proliferation of ads trying to tempt consumers with "buy-now, pay-later" plans. These kinds...