The main reason that people use cash advances is that they’re convenient and they appear to solve an immediate financial problem. For instance, you could be somewhere that only accepts cash, but you don’t have any on you. Using a credit card to get a cash advance...
Month: August 2020
What are the benefits of Chapter 13 bankruptcy?
We all know that bankruptcy helps people struggling with a severe financial burden, but did you know that there are multiple forms of bankruptcy? Each option benefits the applicant in different ways and can result in a unique outcome in the future. If you are...
Credit cards could worsen, not ease your debt problem
Have you ever noticed how credit card companies pop up when you are in financial trouble, acting like they are riding a white horse to your rescue? With a slash of your pen, they promise to help you escape the cash crisis you're currently facing. Well, credit card...
Bankruptcy Myth: Bankruptcy Destroys Your Credit
There are a number of myths surrounding bankruptcy that can scare people away from getting a fresh start and relief from overwhelming debt. One of the most common myths is that your credit score will never recover after filing bankruptcy. You might think that you’ll...
Rebuild your credit following bankruptcy with these 3 tips
You have struggled to pay your bills, and that has been reflected in your credit score. Now in the 400s, your score is nearly as low as it can be. You know that you won’t be able to get more credit, and you don’t see a way to improve your situation with any other...
What debts can bankruptcy discharge?
Mounting debts can make anyone’s life difficult. While you likely want to repay yours, you may lack the ability to. Yet, you may fear that some of your debts do not qualify for discharge. This may be the case, but it depends on the debts you have and the type of...
