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Posts tagged "rebuilding credit"

How to rebuild your credit score after bankruptcy

Unmanageable debt is a terrible burden across the United States. While the number of bankruptcies filed each year is decreasing, Tennessee is still among the states with the highest level of bankruptcies annually. In some situations, bankruptcy is a good choice to regain control of finances, even if the process damages your credit score. The good news is that you can rebuild your credit, and that after a bankruptcy, you will have the ability to take control of and manage your finances responsibly.

Obtaining a mortgage after filing for bankruptcy

As discussed in the previous blog, Chapter 13 bankruptcy is a type of reorganization bankruptcy, where the debtor enters into a structured repayment plan over a period of three to five years. This is opposed to Chapter 7 bankruptcy, which is a liquidation bankruptcy. Both Chapter 13 and Chapter 7 bankruptcy have their benefits. In fact, many of the negatives associated with filing for either Chapter of bankruptcy are simply not true.

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Mark T. Young & Associates
2895 Northpoint Blvd.
Hixson, TN 37343

Toll Free: 888-376-0282
Phone: 423-933-1606
Fax: 423-877-0363
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