The human body is an amazing thing, but not everyone knows exactly what ailments and conditions may be lurking just below their own skin. Even when Tennessee residents stay on top of their health and meet regularly with their doctors, they may suffer surprising reactions and conditions that are unlike anything they have every experienced.
It is never fair for a hardworking individual to have to choose between paying to keep a roof over their head and having a necessary medical procedure that will improve their health. However, this is just what some government workers have to do because of the ongoing shutdown of the federal government. Tennessee residents may know someone facing just this problem or might be suffering from it themselves.
There is no question that the quality of medical care that a Tennessee resident will receive when they suffer an illness or injury will be superlative. Hospitals throughout the state and the country are equipped with the best doctors and technologies in the world to provide patients with state-of-the-art care. However, having the best and being at the forefront of medical advances is expensive, and unfortunately patients are often left carrying the costs of the treatments and procedures they need to protect their health.
Different types of debts can have different priorities. Depending upon the type of debt that a Tennessee resident holds, their creditors can pursue different methods of seeking the collection of the debtor's obligations. If a debt is secured then there is property that may be reclaimed in satisfaction of the debt. For example, a car loan is a secured debt because the lender can repossess the debtor's vehicle if they stop making payments on their loan.
Many medical procedures cannot be avoided. When Tennessee residents must undergo surgeries or other treatments to save their lives and maintain their health, they may not have money saved to take care of the bills they will later receive. This can cause patients to incur medical debt, a leading cause of financial stress for many Americans.
Each day presents new opportunities and experiences for the residents of Chattanooga. While many individuals may embrace the positive events that happen in their lives, they may also fear the repercussions that accompany the negative happenings that afflict them and their loved ones. In particular, the diagnosis of a serious medical condition can be a significantly emotional, physical, and financial hardship.
Tennessee residents who have health insurance may be familiar with the concept of "in-network providers." If a doctor, hospital, or medical office is in-network, then that provider has a contractual relationship with the patient's insurance carrier. Insurance companies often prefer their customers to see in-network providers because it makes assessing insurance coverage and payments more streamlined.
Last week's post on the challenges young people face to pay off their medical debt is a good reminder to readers of this Tennessee bankruptcy and debt relief blog that financial hardship is a problem that anyone can experience. It is a mistake to believe that debt is only something that grows over time and afflicts those who fail to use financial caution in the youth: from young adults to retirees, debt is a hardship that can cause problems for individuals of all ages.
Different generations have been assigned different names to differentiate them from one another. For example, Tennessee residents who were born in the two decades following World War II may be considered Baby Boomers, while individuals born during the Civil Rights Era through the mid-1980's fall into Generation X. The most recent generation to be named, the Millennials, is comprised of individuals born during the early to mid-1980's through the first few years after the turn of the millennium. And, according to a recently published study, it is this generation that is suffering significantly from medical debt.
It is always better to be safe than sorry in situations in which someone's health may be compromised. This is just the reason that Tennessee parents rush their kids to the hospital when they suffer bad falls or show signs of medical distress. Similarly, a couple visiting the United States from abroad did just that when their then-infant child fell off of a hotel room bed and bumped their head.