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Chattanooga Bankruptcy Law Blog

Dealing with the trials of post-holiday debt can be stressful

During the recent holiday season, you might have visited a variety of stores and retail outlets in Tennessee in pursuit of finding the perfect gifts for your loved ones. While you may have started out with a budget for holiday spending, similar endeavors have a way…

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Personal property that may be exempt from bankruptcy

Not long ago this bankruptcy and debt relief legal blog published a post regarding bankruptcy exemptions for Tennessee residents. In the post, readers were informed that in our state individuals must use the state’s exemptions, rather than the exemptions that the federal government offers to individuals…

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Americans turning to crowdsourcing to pay off medical bills

There is no question that the quality of medical care that a Tennessee resident will receive when they suffer an illness or injury will be superlative. Hospitals throughout the state and the country are equipped with the best doctors and technologies in the world to provide…

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Make informed choices about how to manage credit card debt

If readers of this Tennessee bankruptcy and debt relief blog are anything like other Americans then they are probably bracing themselves for their coming credit card bills. With the holiday season in full swing many people turn to their credit cards to make purchases for their…

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What will filing for Chapter 7 bankruptcy do to my finances?

It is important that readers of this blog understand that their financial situations are unique. Individuals are advised that this and other articles on this blog are informational only and case-specific help should be sought from a bankruptcy attorney. However, there are some general points that…

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Options when a repayment plan is not confirmed by the court

There are many procedural steps that must be met in order for a Tennessee resident to successfully implement the repayment plan that they create through their Chapter 13 bankruptcy filing. Their plan must be feasible for them to follow and it must properly prioritize the debts…

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An automatic stay may not solve all your debt problems

The decision to file for bankruptcy is a big one. It may have taken you a lot of back-and-forth and stressful consideration before you decided that this option would likely best suit your debt relief needs. Your situation may have gotten to a point where creditors…

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Is medical debt considered secured or unsecured debt?

Different types of debts can have different priorities. Depending upon the type of debt that a Tennessee resident holds, their creditors can pursue different methods of seeking the collection of the debtor’s obligations. If a debt is secured then there is property that may be reclaimed…

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Take charge of your debts in the New Year

With the holidays rapidly approaching and credit cards getting used with vigor, Tennessee residents may be afraid to see their bills in the New Year. It can be easy to let the spirit of giving drive one’s desire to buy presents for the people who they…

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What happens when I make late payments on my credit card?

When a new credit card bill arrives in a Tennessee resident’s mail or a notification is delivered to their email account’s inbox that they have a statement to review, a person can feel as though there is plenty of time for them to make their payment.…

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