Free Initial Consultation: 888-376-0282 Local:423-933-1606
If you are one of the 45 million or so people with a student loan, there could be good news on the way. Lawmakers are talking about two pieces of legislation that could help people escape the weight of student loan debt. Student loan forgiveness could…
Getting to a point where you recognize that you need bankruptcy protections is difficult. Deciding how to file bankruptcy can be even harder. There are multiple forms of bankruptcy available. Most individuals will file either Chapter 7 or Chapter 13 bankruptcy. Chapter 7 bankruptcy is often…
Bankrupt is a position most people never want to find themselves in. However, while bankruptcy does come with some temporarily financial setbacks, having to file isn’t nearly as bad as the myths make it seem. Bankruptcy is a drastic action, but for those overwhelmed with debt,…
If you owe an outstanding debt, one way that the lender may try to collect is through wage garnishment. This is a legal process and therefore has to be properly ordered by the court — a lender cannot just contact your employer on their own —…
The Consumer Financial Protection Bureau (CFPB) was created to protect consumers after the 2008 financial crisis. However, the agency has approved a rule allowing debt collectors new avenues to contact you over past-due balances. Under the ruling, collection agencies can harass you not only over the…
We have discussed medical debt in our legal blog many times. We have even talked about the possibility of negotiating such debt to make it more manageable. In this post, our bankruptcy lawyers want to tell you how to begin the seemingly impossible task of getting…
Having to wait until payday to get the things you need isn’t always easy. For some, the need to get money fast leads them to seek out a payday loan or cash advance. With very few exceptions, people who take out one of these will get…
There’s a great deal of misinformation surrounding the bankruptcy process – perhaps the most damaging being that it leads to financial ruin. The truth is, like most major life decisions, bankruptcy comes with both pros and cons for those who file. If you’re facing insurmountable debt,…
As you realize you’re in financial trouble, there’s a lot to think about. But the one thing you never want to do is panic. You must keep your cool, review your situation in great detail and devise a plan that you can carry out in an…
Have you ever noticed how credit card companies pop up when you are in financial trouble, acting like they are riding a white horse to your rescue? With a slash of your pen, they promise to help you escape the cash crisis you’re currently facing. Well,…
Fields marked with an * are required