Lawsuits, Garnishments and Liens
When filing Chapter 7 or Chapter 13 bankruptcy, individuals immediately receive protection from all creditors under the automatic stay. (The automatic stay does not go into effect immediately if you have had two bankruptcy cases within the last year.) The purpose of the automatic stay is to stop all legal actions against you and your property by your creditors. That means, once you file for either Chapter 7 or Chapter 13, creditors will not be allowed to pursue:
- IRS levies
- Wage garnishments
- Bank account levies
- Enforcement of liens
At the Tennessee law office of Mark T. Young & Associates, we are dedicated to helping individuals prevent or stop lawsuits, garnishments and liens through bankruptcy protection. Our legal team is directed by Certified as a specialist in Consumer Bankruptcy by the American Board of Certification consumer bankruptcy lawyer Mark Young, who has more than 30 years of experience preparing and filing petitions. He understands how bankruptcy protection may be the best solution to your financial situation. He will evaluate your situation and determine the best course of action.
If there is already a wage garnishment filed, you can release it after filing for bankruptcy protection. You may — in some situations — be able to get your garnished funds returned. It is important to discuss this with a qualified attorney.
If you are sued by a creditor and they receive a judgment, you can still discharge the debt. Additionally, judgment liens can be handled under Chapter 13 and, in some instances, under Chapter 7.
Call Us Today for a FREE Consultation
Our legal team is available to discuss your situation at 423-933-1606 or toll free at 888-376-0282. You may also send us an e-mail to schedule your free consultation. We are conveniently located and offer handicap accessibility, as well as free parking.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.