If readers of this Tennessee bankruptcy and debt relief blog are anything like other Americans then they are probably bracing themselves for their coming credit card bills. With the holiday season in full swing many people turn to their credit cards to make purchases...
Credit Card Debt
What happens when I make late payments on my credit card?
When a new credit card bill arrives in a Tennessee resident's mail or a notification is delivered to their email account's inbox that they have a statement to review, a person can feel as though there is plenty of time for them to make their payment. It is often the...
Can I stop harassment about my credit card debt?
If a person falls behind on their payments for a financial obligation, such as credit card debt, they may receive notices from the lender who has backed the delinquent obligation. Hamilton residents may receive letters, phone calls, and emails about the status of...
Would you give up social media to eliminate credit card debt?
Before the advent of Facebook, Twitter and even smartphones, Americans had to pick up their landline telephones to check in with friends and family members. Now, though, it is more likely that a Tennessee resident would simply check into their preferred social medial...
Credit card companies can raise interest rates on consumers
Every credit card that a Tennessee resident applies for and uses to make purchases comes with an interest rate. That interest rate is applied to the balance that a consumer carries on their card if they do not pay off their purchases in full at the end of each billing...
The obligation to repay debts after a death in the family
Losing a loved one can be a terribly difficult event in the life of a Tennessee family. Not only must the survivors begin the difficult process of learning to live without the decedent in their life but they must also begin the challenging process of settling the...
Stop creditors’ harassment over credit card debt
Personal debt can get out of control quickly, or slowly, over many years. It isn't unusual to hear about Chattanooga residents living paycheck to paycheck or struggling to make ends meet. Living this way can quickly ignite debt and it can get out of control in a...
What are “yo-yo debtors?”
Believe it or not, the winter holiday season will be here before we know it. Many people plan ahead for this time of year, carefully managing their finances so that they can pay in full for gifts, parties and other expenses associated with the holiday season. However,...
Don’t let fear of losing assets keep you from debt relief
We spend years gathering things-the car given by parents on graduation day, the china dinnerware you got on your wedding and the vintage ring your grandmother gave you. Many Tennessee residents may lug their prized possessions around from city to city as they move...
Exceptions to creditors’ levy of bank accounts in Tennessee
Being in debt can be a very stressful situation. Having to worry about making payments that one knows cannot be made, whether due to unemployment, large medical expenditures, or other sources will wear on any Tennessee resident. Eventually, such debtors may also start...