Does medical debt actually get reported?

Many people believe that medical debt is reported to the major credit bureaus and will result in damage to their credit scores. However, this isn’t necessarily true. In fact, medical debt won’t be reported to the credit bureaus as long as it stays with the original...

Can Chapter 7 bankruptcy prevent a car repossession?

If circumstances have made you fall behind in your car payments, the lender may consider repossessing your vehicle. However, a Chapter 7 bankruptcy can temporarily delay your car repossession, allowing you more time to fix the situation.  Once you file for Chapter 7...

Even minor medical issues may be too expensive

In the United States, medical care is notoriously extremely expensive. Americans pay thousands for procedures that are free in other countries.  What this means is that even a minor issue may cost far more than most people just have on hand. When people think of...