Whether you are buying your first car or upgrading to a new model, it may come as a surprise that these days a new car can cost, on average, over $37,000. With car prices continually increasing, many people in Tennessee are taking out auto loans to pay for their new...
Year: 2019
Welcome To Our Blog
We established this blog to share stories and information about topics relevant to our practice. Our intent is to regularly provide posts highlighting legal issues of local, state and national interest that we think you will find interesting. Check back later for...
Facing the threat of repossession? Here is what you need to know
There are many consequences to owing a significant amount of debt. If you are in a difficult financial situation and behind on your payments, one of the things you may face is the threat of repossession. At this point, you may want to know what you are up against and...
How can bankruptcy exemptions help those filing for Chapter 13?
When people in Tennessee get to the point where they are considering filing for bankruptcy, their first thought may be to file for Chapter 7 "liquidation" bankruptcy. In a Chapter 7 bankruptcy, a debtor's assets are sold, and the proceeds are used to pay back their...
Does a debtor have to sell everything to file Chapter 7?
Getting out from under debt can be a long and difficult process. No matter what path a person chooses to achieve debt relief, they may first wish to consult with a bankruptcy attorney to better understand the bankruptcy process. Some Tennessee residents may have...
How many times can a person file for Chapter 13 bankruptcy?
While most people may hope to never have to file for personal bankruptcy during their lifetime, others may successfully use bankruptcy to turn around their financial misfortunes. In the event that they stumble back into monetary troubles after receiving their Chapter...
Was your bill sent to a debt collector? Here’s what to do next
Owing a significant amount of debt is frustrating, especially if your financial frustrations are the result of things that are beyond your control. For example, you may find yourself facing significant medical debt after a sickness, extended stay in a Tennessee...
Motherhood and medical debt: A statewide problem
Having a baby is an incredibly stressful time for an expectant Tennessee mother. While her concerns may surround her own health and that of her baby, she may also worry about retaining her career as a mom, earning an income that will support her and her family, and...
How do bankruptcy exemptions work in Chapter 7?
No one wants to admit that they are dealing with financial problems. Many hope that if they ignore them long enough, that they will just fix themselves. Unfortunately, that rarely happens. What is even worse is that financial problems that go unaddressed have the...
Helping you tackle credit card debt
Even when a person makes a good living, financial troubles can make their way into his or her life. It is easy to charge items to a credit card. While this form of payment is useful in certain situations, it can get out of hand in others. This is where credit card...