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Chapter 7 bankruptcy can help those struggling with debt

Life costs money and sometimes its expenses come all at once. Whatever reason you have for taking out personal lines of credit, opening and racked up credit card charges or essentially charging anything with the intent of paying it back later there is a way out. The intentions to pay back the money are always there. However, sometimes things can happen outside of a person's control and it can make paying back debts feel impossible.

That's where Chapter 7 bankruptcy comes in. While there are many options when paying back debt, many will prove futile or ineffective. Chapter 7 bankruptcy isn't like that. A person can legitimately pay down their debt by consolidating debt and getting a manageable monthly payment. Sometimes debt can even be forgiven in certain circumstances.

Bankruptcy also comes with a number of other benefits. Those harassing creditor calls can stop. Wage garnishment or the process of a person's paycheck is automatically deducted can be eliminated or reduced. Also, creditor lawsuits could be absolved. Chapter 7 bankruptcy has the ability to get rid of these pesky or overbearing activities that can make a person feel trapped.

Chattanooga residents should know that there is a way out when struggling with debt. At Mark T Young & Associates, we take our client's situation and determine the best course of action. We work on your behalf to ensure a bankruptcy agreement that is favorable and fair. There is a way out of crippling debt and that way may be Chapter 7 bankruptcy.

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Mark T. Young & Associates
2895 Northpoint Blvd.
Hixson, TN 37343

Toll Free: 888-376-0282
Phone: 423-933-1606
Fax: 423-877-0363
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