Mark T. Young & Associates
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Help is available for those buried in medical debt

Many Tennesseans have meager medical insurance. As a result, when something goes wrong with their health, the financial consequences can be especially grave. They are left stuck with a huge bill, and little option to pay for it. Many Tennesseans make do by putting the bill on their credit card, which only raises the cost further. But Tennesseans do not have to let this debt suffocate them; they can get relief from the debt and the debt collector's letters and calls.

How so? By filing for bankruptcy, whether under Chapter 7 or Chapter 13.

Not sure whether bankruptcy is the right choice for you? We have more than three decades worth of experience guiding Tennesseans through the bankruptcy process. We can provide the advice you need to make the best decision for your situation.

One of the biggest decisions for Tennesseans who elect to eliminate their debt through bankruptcy is whether to file for Chapter 7 or Chapter 13. Under Chapter 7, a person can rid themselves of all of their unsecured debts in a short period of time; these would include both medical and credit card debt. Under Chapter 13, by contrast, a person can discharge most of the debt as well, but not until after they have made three to five years of payments as part of a court-supervised payment plan.

To learn more about your options in bankruptcy, check out our website. One click could be the first step away from debt collectors and toward a fresh financial slate.

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Mark T. Young & Associates
2895 Northpoint Blvd.
Hixson, TN 37343

Toll Free: 888-376-0282
Phone: 423-933-1606
Fax: 423-877-0363
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