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August 2015 Archives

We help Tennesseans saddled with medical debt

We like to think that we are the masters of our own fate, that we chart the course of our life. But Tennesseans walloped by illness or injury know better. They know that the vicissitudes of life can happen to any of us no matter how skilled or careful. They know that debt, especially medical debt, can have little to do with the person and everything to do with chance. Mark T. Young & Associates specializes in helping these folks make the best of a bad roll.

Prescription drug costs: a source of medical debt?

Many younger Tennesseans may not think much about the price of prescription drugs, but older Tennesseans know better; they are well aware of just how expensive a few pills can be. It's not unheard of for people to use thousands of dollars worth of prescription drugs each year. When those costs are largely covered by an insurer, the costs can be managed. But when the insurance stops, the cost can become crippling.

Role of bankruptcy exemptions in Chapter 13 filings

Blog readers have no doubt noticed that not only are there several forms of bankruptcy, but that each kind serves different goals. These differing goals translate into different rules and outcomes for each form of bankruptcy. For example, filing for Chapter 7 bankruptcy, also known as liquidation bankruptcy, is a fast process that involves selling off a Tennessean's assets in exchange for a clean slate. Meanwhile, Chapter 13 bankruptcy is slower and permits debtors to reorganize their debt and keep essential assets.

Dealing with debt collectors

Tennesseans struggling under the stress of credit-card debt and other unpaid bills likely have had some experience with debt collectors such as letters, e-mails and phone calls. Some of these experiences likely complied with the law, while others may not have.

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Mark T. Young & Associates
2895 Northpoint Blvd.
Hixson, TN 37343

Toll Free: 888-376-0282
Phone: 423-933-1606
Fax: 423-877-0363
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