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February 2015 Archives

Protections under the FDCPA

Many Tennessee residents struggle with credit card debt. In some cases, people have used credit cards to pay for medical expenses, every day expenses and other things when they cannot afford them. In this situation it is easy to fall behind on payments to creditors. With the high interest rates that accompany most credit card payments, a person's debt only gets worse in this situation, even if the person is not using the card.

How big of a problem is medical debt?

The rising cost of healthcare over the last few decades hasn't been a secret for most Americans. Many have been burdened by increasing insurance and healthcare costs. In a time when more Americans are reaching retirement age and, therefore, using more medical services, these increasing costs are hard to bare. Many of these individuals have been burdened with medical debt as a result.

Student loans and bankruptcy

Student loan debt burdens many people in Tennessee and across the United States. This debt often makes it difficult for people to gain a solid financial footing as much of their income is used to repay student loans. Many people struggling with student loan debt may want to turn to bankruptcy to get a fresh financial start. While changes have been proposed to the current bankruptcy code, as was explained in a recent article on this blog, the current law makes discharging student loans in bankruptcy difficult.

Tennessee Rep. seeks changes to bankruptcy laws and student loans

Most people do everything they can to better their future. One way that many young people try to do this is by going to college. This education is supposed to give people the competitive edge they need to land a stable and well-paying job in the future. However, this isn't the reality for many graduates.

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Mark T. Young & Associates
2895 Northpoint Blvd.
Hixson, TN 37343

Toll Free: 888-376-0282
Phone: 423-933-1606
Fax: 423-877-0363
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