Rebuilding Your Credit After Bankruptcy

For individuals drowning in debt, Chapter 7 or Chapter 13 bankruptcy protection may be the best solution. Many people fear they will not be able to rebuild their credit if they file for bankruptcy. That simply is not true. While rebuilding credit after bankruptcy can take time, it is possible.

At the law office of Mark T. Young & Associates, in Chattanooga, our legal team understands the emotional and financial issues associated with bankruptcy protection. We provide comprehensive Chapter 7 and Chapter 13 representation to clients in southeastern Tennessee.

We are directed by certified consumer bankruptcy lawyer Mark T. Young, who has more than 30 years of experience preparing and filing bankruptcy petitions. He tailors his guidance and representation to each client's needs because he is dedicated to helping each client achieve debt relief.

Your bankruptcy will be on your record for 10 years after the date you file. Within one to three years, after taking appropriate steps, you can begin rebuilding your credit. A few steps you can take after filing for bankruptcy:

  • Get a secured credit card and use it responsibly
  • Pay your bills on time, every time
  • Use some kind of credit that is reported to credit bureaus

Call Us Today For A Free Consultation

Our legal team is available to discuss your situation at 423-933-1606 or toll free at 888-376-0282. You may also send us an email to schedule your free consultation with a qualified attorney. We are conveniently located and offer handicap accessibility, as well as free parking.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.