Effective Options For Debt Relief

Bankruptcy protection was established by the federal government to help honest, but unfortunate, debtors obtain debt relief. When debts, creditor phone calls and legal actions create undue stress and anxiety, Chapter 7 or Chapter 13 bankruptcy protections may be the best solution.

At Mark T. Young & Associates, our legal team understands the substantial emotional and financial hardships often associated with overwhelming consumer debt. We are directed by Chattanooga Chapter 7 and Chapter 13 bankruptcy attorney Mark Young, who has more than 30 years of experience representing individuals and small business owners resolve their financial problems. As dedicated bankruptcy advocates, we take great care when addressing your concerns. We treat our clients with the respect and personal attention they deserve. Our personalized attention includes thorough preplanning to obtain the information necessary to prepare and file your bankruptcy petition accurately. At our firm, we never take a cookie-cutter approach to our representation. We tailor our services to each client's unique needs.

Chapter 7 Bankruptcy Protection

Chapter 7 bankruptcy enables qualified individuals to discharge, or eliminate, unsecured debts. Depending on your situation, you may be able to wipe away:

  • Credit card debts
  • Medical bills
  • Utility bills

Your ability to discharge substantial debts, while keeping most, if not all, of your personal belongings, enables you to have a fresh financial start.

Chapter 13 Bankruptcy Protection

Chapter 13 protections provide a reorganization of secured and unsecured debts through a repayment plan. You can place mortgage arrears, tax debts, car payments and other debts into a three- to five-year repayment plan, which would enable you to reduce your monthly payments and keep secured property such as your house and vehicle.

Call Us Today For A Free Consultation

Our legal team is available to discuss your situation at 423-933-1606 or toll free at 888-376-0282. You may also send us an email to schedule your free consultation. We are conveniently located and offer handicap accessibility, as well as free parking.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.